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LIC Popular Plans

Jeevan Shiromani

A plan for High Net worth individuals, a premium policy that combines Protection, Savings, Medical Cover and attractive returns with Tax benefits.

A limited Premium paying Money back plan, which is Non-linked, Conventional with-profits Endowment Assurance plan with guaranteed returns

Minimum age 18 years
Maximum age 55 years for Policy term 14 years
51 years for Policy term 16 years
48 years for Policy term 18 years
45 years for Policy term 20 years
Policy term 14, 16, 18 & 20 years
Premium paying term Policy term (-) 4 years
Minimum Sum Assured Rs. 1 Crore
Maximum Sum Assured No limit
Premium payment Yearly / Half yearly / Quarterly / Monthly (Thru bank)
Loan Eligible after 1st year
Surrender Eligible after 3 years
Critical Illness (In built) 15 Major diseases are covered
Money Back at For Policy term 14 years, 30% of SA in 10th & 12th year
For Policy term 16 years, 35% of SA in 12th & 14th year
For Policy term 18 years, 40% of SA in 14th & 16th year
For Policy term 20 years, 45% of SA in 16th & 18th year
On Maturity / Death Sum Assured + Guaranteed Additions + Loyalty Addition
Income Tax Benefits (i) Premiums paid are eligible for Tax rebate u/s 80c
(ii) Money Back amount/ Maturity amount / Death claim is
Non-taxable u/s 10(10d)