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LIC Pension Plans

Jeevan Shanti plan

LIC’s Jeevan Shanthi is a guaranteed pension plan (Plan No: 850), where pension is payable thru out your life on payment of Single lump sum amount. This plan gives you a flexiable option to take pension Immeditely or on a later pre-decided date. There are 10 different pension options available. Pension can be taken on Single life (or) Joint life.

Key features of the plan

  • It is guaranteed pension plan.
  • Premium has to be paid only once.
  • No medical examination for any age
  • Can choose for Immediate Pension or Deferred Pension (postponed pension)
  • Deferred period avaiable from 1 to 20 years
  • Option to take Pension Monthly/ Quarterly/ Half-yearly/ or Yearly.
  • Pension can be taken on Single life or Joint life
  • Joint life includes close relatives like Spouse/ Parents/ Children/ Grand children/ Siblings.
  • Loan facility

Surrender of policy avaiable

Minimum Age at entry30 Years (completed)
Maximum Age at Entry85 years (completed)
Minimum Single Premium1,00,000 (No Maximum Limit)
Medical requirementNot required
Mode of PensionYearly, Half yearly, Quarterly, Monthly
Loan After 1 year of policy